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Financial & Legal Services | Nest, fuel poverty | Housing Debt Helpline Wales | Help with Childcare Costs | For a range of free financial and legal assistance and advice, please contact the Citizens Advice Bureau. Telephone: 08444 772020  www.citizensadvice.org.uk
Ammanford Citizens Advice Bureau 14 Iscennen Road Ammanford, SA18 3BG Llanelli Citizens Advice Bureau 4a Cowell Street Llanelli, SA15 1UU Carmarthen Citizens Advice Bureau 113 Lammas Street Carmarthen, SA31 3AP Nest Nest is the Welsh Government’s fuel poverty scheme. It aims to help reduce the number of households in fuel poverty and make Welsh homes warmer and more fuel-efficient places to live. If you’re worried about the cost of heating your home, you can call 0800 512 012 free from a landline or 0300 456 2655 from a mobile phone. www.nestwales.org.uk
Housing Debt Helpline Wales The ‘Housing Debt Helpline Wales’ offers support to home owners and those in rented property who are finding it difficult to meet their mortgage or rental payments. Call Housing Debt Helpline Wales 0800 107 1340 providing free, independent, confidential and expert advice on housing related debt 8.00 a.m. to 8:00 p.m. Monday to Friday www.housing-debt-helpline-wales.org
 Help with Childcare Costs Child Tax Credit [CTC] helps most households with at least 1 dependent child, and an income of up to £58,000 a year. It is paid at a higher rate for households with at least one baby under 12 months. It is not paid for childcare provided by nannies and au pairs. Also, if you use informal childcare (eg. grandparent/aunt), the relation must register as a childminder to enable you to qualify for CTC. Working Tax Credit [WTC] supports working households on low incomes by topping up earnings. You don't have to have children to be eligible. If you have childcare costs and/or have a disability, you could be entitled to more money. The Carmarthenshire FIS has a range of up-to-date leaflets and helpsheets which give further information about the Tax Credits. The Tax Credits helpline on 0845 300 3900 can advise you on whether or not you are eligible for WTC and /or CTC, and can help you complete the application form if you are unsure. You can also check your eligibility and apply online by visiting the Inland Revenue website on: www.inlandrevenue.gov.uk/taxcredits
Daycare Trust - Paying for Childcare - Will help you to understand the different types of financial support you may be able to receive to help you with the costs of your childcare. The type of help you can receive will depend on your individual circumstances, but you can check to see whether there is any help available for you while you are working, studying, in training or if you have additional needs. www.payingforchildcare.org.uk
Grants Available Sure Start Maternity Grants and Health in Pregnancy Grant Families on certain benefits can get free milk, fruit and vegetables. Healthy Start is open to pregnant women and families with children under the age of four who are on:
Click here for more information.
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